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Employer Health Benefits 2009 Annual Survey

Excerpt:    

H E A LT H I N S U R A N C E P R E M I U M S

In 2009, the average annual premiums for employer-sponsored health insurance are $4,824 for single coverage and $13,375 for family coverage. Premiums for family coverage are 5% higher than last year ($12,680), but there was no statistically significant growth in the single premiums.  Since 1999, average premiums for family coverage have increased 131% (Exhibit A).  Average premiums for family coverage are lower for workers in small firms (3–199 workers) than for workers in large firms (200 or more workers). Average premiums for high-deductible health plans with a savings option (HDHP/SOs) are lower than the overall average for all plan types for both single and family coverage  (Exhibit B).